My New (TO Me) Fitbit



Well, here we are in the middle of October.  Come on Father Time, keep ticking!  FASTER FATHER! How many people do you know wish their lives away as often as I do!?!

Just get me through the next 36 months without too much drama, that is all I ask!

Well…I would also like to stay healthy.


Speaking of healthy!  I got a Fitbit!  I’ve wanted one forever!


I bought it used from my new coworker for $50.00 and I’ve been wearing it for about a week. I love coworkers who chase technology so I can buy what they don’t want any more.  That’s how I got the iPad too!  Used!

The Fitbit tracks your walking by GPS and this  snapshot is my lake walk and my breaks during work.  (It looks like it recorded two lake walks on the same day, that is not right!.  I am not that energetic!  ;-0)


It’s really helped me get back on track as far as walking goes.  Now I need to control my eating again.  Heavy sigh.  It tracks your calories in and out as well.

Great, the holidays are around the corner and I am trying to diet.

That is so not funny!  Do you have a Fitbit?

Have a great Monday!


Pumpkin Patch 2014

This  will probably not happen again!   I took my kid to a pumpkin patch today.  I was in heaven, she was in… well, you know.

I am type from my pc at home, so here… lots of pics, self explanatory.   My keyboard drives me crazy… bare with me.  For every five words I type, I have to fix ten! 

It was warm, upper 70s, like that is cool for here!


Ugly birds!


My daughter actually rode these ponies when she was a baby! Waaaaaa!


Pig Races!




Look at the guy in the back, he must have money on it! ;-)


Isn’t she cute!  She posed, just for me!!!! Um.. just for you!


The only thing we bought there was kettle corn.  The pig races and the wagon ride were included in the ticket price of 15.00.


We didn’t even buy a pumpkin!



This is the Wild West!



I took this today and my kid is going to paint it for me!




I have never seen this done before.  Cool!


That was probably the last time I will get my girl to a pumpkin patch with me alone.

Hope you are enjoying your fall where ever you are!



Halloween / Pumpkin Ideas


Every year at work we have a big chili cook-off/potluck.  I actually love it.  Remember 2012  when I did Pepto Princess?  Kind of appropriate for a chili cook-off no?

This year, I think I will pull out a costume for a Winch, save a wine bottle, make a label and call it good.

We also have office/cubby decorating and last year I won, remember?  I think I did a pumpkin as well.  Its just good cheap fun.

I am getting ready to decorate my office again, thinking about what treats I am gonna bring and also what kind of pumpkin I want to do.  Here are some of my ideas:

(I snagged these off of Pinterest on my iPhone so I apologize for not cleaning up the photos!)

I know this blog will never win any awards, but I hope you still love me anyways!  Winking smile

This one is so cute.  I thought I would buy a bag of candy corns for the water!


This one is tempting!  Smell my FEET!


I have always loved to say that as a kid, “Trick or Treat, smell my feet, gimme somethin good to eat!”

This one is adorbs!!!  I love the mice!


Here’s one that screams easy!


I HEART that one!

But here is what I am leaning towards!  It is so different:




So cool.  A little scene!  I love it.  I have a fake tea candle to use and those little trinkets are easy.  I think I may have some from last  year.

Okay, which one do you think?

Golf Update:  League tournament today and my kid shot an 88.  Not bad.  But here is the news… the cheater pants has all the other coaches following her during the games now.  I don’t know her score today … YET!

Credit Score Update


How are you?  Is this week flying for you or is it dragging?  Today I thought it was Thursday!  Thursday?  It’s only Tuesday!

I don’t have much today and I am typing from  my laptop and it is all over the place, so I am going to cut it short and just share the credit score update.

Do not ask me why it went up 7 points?  I have no idea.


But it is still sad and will probably go down next time.  Ugh!  Oh well, I know that the only way to make it increase is time and a successful discharge.



Weekend Update and a New Book!


Here we go again beginning a new week! 

My daughter had her Homecoming Dance on Saturday.  I almost didn’t let her go to the “after party” or spend the night out, but I caved in the end.  They are a great group of kids that met at one of the girls house, took photos and then climbed on a party bus to the dance. (Everyone of the kids and parents had to sign a contract to board the bus, no drugs, alcohol, sex, etc).  Afterward, it’s a tradition for them to go and have burgers.  Then the bus dropped them off and one of the moms drove a few of them, including my girl, to an after party.  It was a dud, so they all went back and spent the night.   It was “the night she wanted”.  And wow, was she exhausted when I picked her up.

I went to one of those House Concerts Saturday, home by 10:30.  Winking smile  It was nice.  $20.00 and  a cheap bottle of wine.  I went with one of the new board members on my HOA.  Did I tell you I am now the Veep?   Help me!

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Very sweet couple.

If I hadn’t gone to that I would have stayed home and read.  I am on a reading binge.

I went to the library to pick up the movie “The Secret Life of Bees”.  Meh!  The book was pretty good and the movie followed pretty closely.  Its just fun sometimes to read and then watch. 

While I was there I saw this book on the rental shelf. 


I’ve read her before, so I decided to give it a shot. 

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It’s a rental. A buck a week.

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Beats paying this price!

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I used to know people who actually paid full price for books, I have actually paid full price for a few myself.  But it is always a last resort for me these days and I HATE doing it.   $26.00! I sure hope the library didn’t pay full price either!

Off to get into my work week.  Pulled my back out somehow yesterday so kind of doing the old shuffle!  But at least I am working!

Have a great day!



Magic in a Bottle

Hello and Happy Friday!

I’m so glad its Friday.  I’m don’t have lots to do this weekend, just one morning of golf clinic for my kid and hiking for me.  Its cooling down and its much nicer weather to walk!  What about you, any plans?

Yesterday I told you that I’d share some really great perfumes with you. 

Okay, I know you will be skeptical, I was too!  What girl doesn’t love perfume?  But Debtgirl, (ah hem… that would be me) cannot afford the kind of perfume that we all like to wear.  You know, the $75-100.00 a bottle or more kind! 

Body sprays and powders just don’t do it for me.  I need that little spray of perfume in the morning and at night right before I wander off to sleepy land.  I need it to smell rich and full.  Just like the kind of perfumes I wore when I thought I could afford them!  You know, the $75-100.00 a bottle or more kind!    Winking smile

I find that cheap perfume smell all the same, like alcohol or something and they last about a whole second before they dissipate.

I found magic for $9.99 a bottle.  True heaven.  I discovered these about a year ago.  I was shocked and so pleased.  Yes, I know, I probably have no right even buying these and if things get tighter, I won’t… but I don’t have too many small pleasures and this sure does make me happy!

Okay, okay, now to my inexpensive little secret.  Right off the shelf from CVS no less! 

Impressions of the Worlds Finest Scents!

I have had this bottle for quite awhile and my kid uses it too.  Its running low, so it was time to get s’more!

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These bottles of perfumes are knock offs!  They smell just like the big brand names, but at a fraction of the cost!

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One day I walked by them at CVS and they caught my eye.  I’d been going without for so long, but I picked up a sample bottle and sprayed it and was amazed.  Yes, they smell like the real deal and yes, they last a long time!!! 


So now we are stocked up!

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You have to check these out if you like perfume but not the expensive price.  They make every kind you can imagine and I’m sure you will find your favorites too!

These are the small finds that help me make it through this without being totally miserable!  Its not an easy thing to be in Chapter 13.  It is the hardest thing I’ve ever done and I never want to be here again.  I can tell you with certainty that I will continue to buy this product after I am done.  I have found so many great buys! 

I’m learning so many ways to save money and I know that when I go into retirement, I will have skillz baby!!!

Have a great weekend!


Winter Purse & Duct Tape


What does a  purse and duct tape have in common you ask?  Well, in my world, it’s just a couple more ways that I stretch that buck and hopefully make it to a successful discharge in October of 2017

Doesn’t that sound far away?  It sounded VERY FAR AWAY in 2012 when I filed, so far it almost felt impossible.  Still does sometimes, but I’m getting more and more used to the idea.

Just think, in 2015 it won’t seem so far away!  I.Will.Be.So.Happy.    It will still be three years off but only sound like two!  Winking smile

Yay!  Its starting to feel like winter in the mornings so its time!

You know that I have two purses.  I have a white and a black one and I have used both of those for a few years now.  In the summer I change to the white and in the winter I change to the black and this weekend I changed back to the black!!!  I actually love it best, cause black is my favorite color.  I love these purses too.  I think it is key to get two that you love.

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That is one way that I try to stay in budget and be frugal. 

I recently discovered it Duct Tape!  It actually comes in all kinds of colors!


My first duct tape saved is this blush.  I have had it for a long time and I almost threw it out because it was getting ruined because the lid came off.

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Duct tape to the rescue.

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Duct tape also saved me here, I should have used white, but silver is what I have and silver is what I used!

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It doesn’t look good open or closed!

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The gasket is ripping and I know that I can buy a new one online, I have no idea how much, and I’m not looking forward to the job, so yep, duct tape saves the day.

Have you seen the commercial where the guy duct tapes the whole kitchen?  I am beginning to feel much like that!  Winking smile

Don’t worry, I haven’t duct taped anybody to their seat yet!


PS:  Tomorrow I want to show you the best perfume in the world!!!!  You will be surprised!