I know how I got in this boat. I really know! It’s because I have been ASLEEP!
I didn’t watch Bank Fees, I didn’t watch Over Charges at stores and services from providers. I never read the small print!
For instance, today I realized we have a dental appointment for my daughter on Saturday morning. And… I also realized that every time I go there, they CHARGE ME. Usually, $25.00 or MORE!
I quickly called them and asked:
“Why do you charge me?”
“Because you are only covered for 80%”
“My dentist never charges me, why do you?”
“Because you are only covered for 80%”’ (must be a canned answer).
I headed straight to HR to find out what they think and they automatically asked me if the dental office I have been taking her to (for 10 years BTW) is in Network?
I called them back:
“Are you in my network?”
“Okay, please cancel her appointment, buh-bye”
I immediately called my Dentist, who knows me quite well after 20 years and made an appointment for my now teenage daughter!
YAY!!! What a dork I was. I realize she was a kid and needed that kind of office, but surely I could have found one in Network for the last 10 years or however long she has had teeth!
And that is how you get yourself slowly in the hole. By not paying attention to the little things!
But now I can:
Smile, cause I just saved $25.00! More than that – cause it all adds up!