I have taken the advise of all the guru’s including one of my favorite bloggers, Jennifer at Broke-Ass Mommy and I started a budget binder.
Even though the Goodwill near me is GREAT, I didn’t expect to find one that I actually liked. I spent a whopping, .99 Cents and I like it!
Cash baby! CASH!
Budget Binder – The idea is if you write it down, you spend less.
I started to do just that! In this .99 cent binder!
More embarrassing than my scribble is the $43.00 bathing suit purchase! More on that in a bit.
But believe me when I tell you, there is not a Clearance Swimsuit rack to be found!!!
I live in So. Cal, so you would think suits would be available year round. NOPE! We had to go to a specialty store. At least I found one less than half price, but REALLY? Over $40.00!!! Twice what I budgeted.
I’m writing down the item and the category, for instance, clothes and the price. I’m also saving receipts.
I even added a little envelope to help me keep coupons handy.
My Budget Binder will stay right here at DEBTGIRL Central!
See it hiding back there? Hopefully, I won’t need to use it often and when I do, it will be for budgeted items.
Now, if you are wondering why I needed to buy my daughter a bathing suit in November, here’s the scoop:
Our cousin has earned a boat load of Hilton Reward Points and this coming Friday, we are heading to SeaWorld in San Diego. The hotel is completely free for us! And since that is paid for, I decided to give my kid a HUGE SURPRISE. A swim with the dolphins!
Expensive? OMG YES!
Am I STRUGGLING with the guilt of purchase, OH YEAH!
Will I be sorry? If I have an emergency and can’t pay for it because I squandered $430.00 on a swim than yes, I’m going to be very, VERY sorry.
But keep your fingers crossed that I can make up the cost using my budget binder and common sense spending!
The food budget has been cut in half for the next couple of months and that means Thanksgiving will be the basics!
Do you look at opportunities like this (free hotel) as an opp to do something out of the ordinary or would you have taken the free hotel and been happy with that alone?
I think I should have done the latter! But I can’t wait to see her face when I surprise her!