But first! It seems to be cooling off!
I talked to a techie guy in Virginia today, it’s over 100 degrees there and pouring down rain! Yuk!
I feel pretty darn lucky in comparison!
Lately I’ve been thinking about my BK
Welp, so far, it hasn’t been horrible although there have been some really scary moments.
Unexpected Tax Bill, etc.
I will think of more…
These are the things that have happened. There are other things that I constantly worry about… like:
More Car Trouble
More Appliance trouble (did I tell you the fridge was leaking the other day?) More on that in a future post I’m sure.
Unforeseen condo upkeep, like plumbing, etc.
My biggest worry is that my monthly payment to the trustee will go up.
I think I can handle a small increase but what if it doubles. Yikes! The law office told me that it would remain the same throughout the duration, but I read online that the Trustee can adjust anytime. They would adjust mine at tax time. If they notice I changed my deductibles and bring home more money, they might adjust!
Any DMI (disposable monthly income) is fair game. Even if my wage has not gone up. And it hasn’t. Not in 5 years! Not even a cost of living!
Remember, I gave the trustee a $1300.00 (refund from state) but still had to pay $900.00 (tax bill to federal)? That was hard! So I adjusted my tax deductions.
This morning, I thought about it and since I don’t plan on submitting taxes until at May for next year, I will have a reprieve until then.
I will be dreading the mail box after that!
Have a wonderful evening, stay cool!
What are your biggest financial fears?