Two day work week. Thank you Universe!
Do you feel the holidays came on quickly this year? I’m so okay with that. It means time is flying and at this stage of the game – I want it to! We all know why!
Wishing my life away has become the norm. But after the “Sixty Payments” is done, I’m sure I’ll want to put on the brakes.
Oh wait, then I will be counting down to retirement.
Speaking of which, I thought I would share this with you.
I cannot actually collect full Social Security until I am 67!!! Sixty SEVEN! I’ve been dreaming of retirement at age 63. I don’t think that’s going to happen unless my health really takes a dive or I’m so senile I cannot keep up with current technology.
I might still go for 65. Here’s why:
I think a 13% cut is worth it. I’ll collect it over a longer period of time.
Even 65 sounds so far away right now, but it’s really only 10.5 years. ONLY! WAAAAA!
Social Security is not my only plan. I’ll have a small pension. If I can hold out until I am 65 I’ll have 60.45% of my income and if I ever get a raise (which I have not in 6 years) than it will be all that much more.
That is after 25 years of service. No one gets rich working in the public sector. Trust me on that.
Here’s my rough retirement plan:
- Take the equity of my So Cal Condo and buy a modest place in my beautiful home state of Oregon.
- Have my pension/Social Security to sustain me.
- I’ll have medical from work as well as Medicare supplement. Whatever Medicare does not cover my work medical will take care of, that is huge for me as I am very sick girl!
I think I’ll be okay. I may even at that point work part-time if they hire an old bat like me.
I can become a Wallmart Greeter! Welcome to Wallmart!
What are your plans? Are you looking forward too?