So how are you doing?
I seem to be doing okay. I get up, put one foot in front of the other and make it to work. That is key for me. My illness gives me good and bad days, today is a good day.
Lots going on at work. So it’s okay that I’ll work this Friday to make a little extra. I have so many expenses coming up, its not even funny.
- Car repair, brakes, air-conditioner, tags
- Taxes (pay turbo tax)
- Pay my brother back (partial payment only)
- Wisdom Teeth Extraction
- Daughters 16th Bday
- Spanish tutor
- Cleaning service ( a need, a must have! )
The list goes on…
Thank goodness I have every other Friday off and can use it to make money or bank some comp time.
Ya know, some people in a Chapter 13 find ways to save extra $$$ and by the time they are done with their sixty payments, they have quite a nest egg! I think they are married with two incomes, are able to keep their tax refunds and most likely, don’t have teen age kids! Or… they are just better with money than I am. Yeah, there is always that!
I scoot by every month by the skin of my teeth.
I could probably do a bit better if I make us live in complete and udder poverty, way below my income. I just don’t think that doing that would be good for either my kid or myself in any way.
For instance, today I gave her $60.00. I told her to go with her dad tonight and pick up a pair of shoes and some mascara. These have been on her want list for a month. Could I make her wait until her shoes have holes in them and the mascara is so dry its not worth the effort? Yep, I could do that. Will I live that way for 2.5 more years? Nope, I won’t. I won’t make her live like that either.
We just have to keep plugging away and doing the best we can.
So far so good. I might not have any money in savings and as long as there is no major emergency, we can make it.
I do have an idea though. Since I’m getting back more in my check now because I am going to change my deductions, I hope to transfer that amount to a savings account every month. That might work!
I did ok (I use the term “ok” lightly) without it all year, so I think that would be a good way to put it away!
Just keep your fingers crossed for us.