I cannot believe I have made it this far! But I am so grateful to be at this point and not just starting this journey!
If you read my blog and are considering a Chapter 13 as a financial solution to your debt problems, JUST DO IT!
Don’t do as I did, I waited for years before I pulled the trigger. I actually thought about it initially in 2008 but waited until 2012 to file! It did nothing but get me deeper in trouble.
As you read my blog you do see how hard it is, but there is light at the end of the tunnel. Also keep in mind that I am a single mom and I think it is much easier if you have a significant other to share this with. Its really a challenge alone!
I try to keep my eye on the prize as I count down another year!!!!
Thanks for sharing my journey with me, I am not completely alone!!!
(Edited to add this image of my discharge necklace)!