Hello and welcome to Sixty Payments. This is where you will find me blogging my way through a Chapter Thirteen Bankruptsy one day & one payment at a time.
I have a full time job, I am a mom to a teen (gah!) have two cats and live in a tiny condo in the middle of one of the wealthiest areas in So. Cal.
I blog anonymously but plan to reveal who I am at the end of this long journey! Once I am discharged, I will sing it from the rooftops!
Getting to this point took years, but mostly a costly law suit, the fall of the real estate market and a some bad financial decisions put me here.
I offer a mish/mash of posts, from good deals at stores to inexpensive meals, low cost things to do to keep busy as well as posts about the emotional ups and downs that happen during this journey.
It was not easy making the final decision to choose a Chapter 13 as a financial solution. It took months! I went up and down, back and forth; what a rollercoaster it was and still is.
Okay, I am gonna let them foreclose and then do a chapter 7. Just walk away. Rent for crying out loud, everyone else is!
No, I love my place, it’s so convienient, I’m gonna stay and just do a Chapter 7 and get some debt relief that way, just get rid of the credit card debt.
No, I think I will do debt consolidation. OMG, forget that drama. Those companies are shiesters!
No, I think I am going to forget it all and just keep making my payments and get deeper into debt. I can do this!
Okay, I am going to do a Chapter 13 which will allow me to keep my condo, pay back some of the debt and learn to live without a credit card and within my means!
Contact me at Debtgirl2012@gmail.com, I would love to hear from you!